Security Tips - UK Home Insurance Advice

 

Wizen up to UK Home Insurance

Wizen Up to
UK Home Insurance

 

Security Tips - UK Home Insurance Advice

Home Insurance: Home Page | Contact Us | Disclaimer
   Contents

Click Here for Your UK Home Insurance Online

 

 

Are there any good security tips?

Insurance companies will cut the cost of your premiums if you improve the security of your home. Some insurance companies will even refuse to insure you at all if the security levels at your property are not up to a certain standard.

But it’s not just the insurance companies who need your home to be safe and secure. It is in your interests as well. A burglary of your home can be quite psychologically disturbing in itself, and those effects can last a long time. You really do want your home to be as safe as possible. Here are some tips to make that so.

Outside doors are the most important security concern. Your doors should be fitted with mortise deadlocks up to at least the BS3621 standard. These can only possibly be opened by a key, rather than an implement such as a plastic card or by smashing a window and opening the door.

If you usually lock a door from the inside, you should also fit it with bolts. The door itself and the frame should be as strong and safe as possible. Patio doors should be fitted with extra security locks, so that the slicing frame can’t be lifted of its tracks. Double doors should be fitted with top and bottom bolts as well as these locks. The bolts should have removable keys.

Windows should be fitted with key operated locks, particularly if they can be accessed easily.

As far as keys are concerned, don’t leave them in locks, and don’t leave spare keys outside the house in secret hiding places. Try leaving a key with a trusted neighbour if you are worried about locking yourself out.

 


 

Don’t make it obvious that you are going away or are away. Avoid giveaways by having a dark house with open curtains. Cancel milk and newspapers while you are away.

Make an inventory with details of your valuable possessions and their serial numbers, make and model numbers. You can buy a property marking kit to write the number of your house and postcode. Take photos as an extra precaution.

Don’t open your door to someone you don’t recognise. Use a door chain if you can, as you can look at the person and be passed identity documents without exposing yourself. Ask for proof of identity and call their head office if you are unsure.

Your small possessions can be stored in a safe. Make sure it is a good make though by asking your insurance company for a recommendation.

Burglar alarms are an added security measure, but you should again get the advice of your insurance company to ensure it conforms to safety standards.

Finally, join a local neighbourhood watch scheme, or create one if there isn’t one there.


 

What does Home Contents Insurance cover? | What does Buildings insurance cover? | What is Buildings Insurance? | How do I calculate the rebuilding cost for my building insurance? | What is Tenants contents insurance? | How are Home insurance premiums calculated? | What are the Factors affecting the cost of home insurance? | How do I Compile an inventory? | Are there any good security tips? | Are there any Tips on ways to reduce ones premiums? | How Do I find the cheapest home insurance rates? | How does the risk of Flooding affect home insurance? | What is the connection between Subsidence, Slippage and home insurance? | What are the top ten tips to know when taking out home insurance? | What to do if you have to make a claim. | Home insurance in England | Home insurance in Ireland | Home insurance in Scotland | Home insurers in Wales. | Who do I contact should I wish to report a problem with a home insurance company? | Who should I contact should I feel I've been a victim of Misleading advertising?

DirectChoice Insurance Brokers UK- Home Insurance - Van Insurance - Motorcycle Insurance - Commercial Vehicle Insurance - Breakdown Insurance - Caravan Insurance

Car Insurance - Home Insurance policies & quotes, buildings insurance and contents cover - Life Insurance - Taxi Insurance - Mobile Phone Insurance

Privat Rentenversicherung Vergleich - Assurance Vie - Assurance Auto en France - Privat Krankenversicherung - Cheap Car Insurance